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Invisiblem00nshine
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Registered: 02/12/09
Posts: 3,148
Loc: INEUPHORIA
Purchasing a home
    #768160 - 02/02/15 12:24 PM (9 years, 1 month ago)

Due to my annoying (lol) living situation I'd like to purchase a place within the next 2 years.

I make a decent amount of money, but am not able to afford a single family home
in my area, so I'm thinking of buying either a townhouse, condo, or manufactured home.
The price of real estate here is through the roof.

Of those 3, which would you go with?

I don't like the idea of a condo, I'd like more personal space than one could afford.

Townhomes kind of have the same thing going on, but not as bad. Although I fear
I may have a noisy / problematic neighbor if I purchase one.

I heard that the townhouse is the best option because it will appreciate in value the most
compared to the others. Although, I can't find a clear answer on this online.

I actually like the idea of the manufactured home-- it'll be like a mini-house of sorts.
I value my privacy and this seems like the best option. I probably won't own the land underneath it and they have a low resale value, which is a concern.

I'm trying to get something simple, small, and not too expensive because I'm due a
fairly hefty inheritance (which includes real estate) and do not want to go in on something too
big for now.

I'm trying to spend no more than 100K on a place. To keep things in perspective, one
of the properties I am to inherent is worth over a half million dollars in the same state.
I figure I may get in over my head if I spend too much on a place now.   

So which would you go with-- A condo, townhouse, or manufactured home?


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InvisibleDeadkndys420
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Registered: 08/28/12
Posts: 8,689
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Re: Purchasing a home [Re: m00nshine]
    #768165 - 02/02/15 01:22 PM (9 years, 1 month ago)

Building your own is always an option (if you're handy). This guy built a house out of shipping containers for under 50k.

http://seacontainercabin.blogspot.com/?m=1

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Invisibledrawde
Registered: 11/15/09
Posts: 5,268
Re: Purchasing a home [Re: m00nshine]
    #768171 - 02/02/15 03:04 PM (9 years, 1 month ago)

Condo fees are a fucking joke and ripoff, better to have a larger mortgage.
Some townhouses have condo fees as well...


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King Koopa said:
The amount of pot that Gask smokes is equivalent to a guy shooting heroin on weekends

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Invisiblem00nshine
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Registered: 02/12/09
Posts: 3,148
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Re: Purchasing a home [Re: drawde]
    #768174 - 02/02/15 03:55 PM (9 years, 1 month ago)

Dude, if I could stay here, I would. I pay next to nothing for rent, but the whole
roommates thing is driving me nuts.

I could live at one of my parents' properties for free, but I want to make it on my own steam.


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Invisibledrawde
Registered: 11/15/09
Posts: 5,268
Re: Purchasing a home [Re: m00nshine]
    #768176 - 02/02/15 04:04 PM (9 years, 1 month ago)

Why not just find a decent place for a single person to rent?
None of those sound like great options.
As I said, condo fees are just like pissing money away.
And as someone who has been around the building trade for their entire life I don't care much for manufactured homes.


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King Koopa said:
The amount of pot that Gask smokes is equivalent to a guy shooting heroin on weekends

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Invisiblem00nshine
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Registered: 02/12/09
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Re: Purchasing a home [Re: drawde]
    #768178 - 02/02/15 04:14 PM (9 years, 1 month ago)

Why? Shoddy construction? Hard to work on?


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Invisiblem00nshine
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Re: Purchasing a home [Re: drawde]
    #768181 - 02/02/15 04:19 PM (9 years, 1 month ago)

Quote:

drawde said:
Why not just find a decent place for a single person to rent?





Too expensive for my area and what I can afford is too far out from
my family for my liking.

All of that rent money is going into a hole in the ground anyway,
if I can get a place for 80K and flip it for 60K or 70K (or more),
I'd be better off than paying rent for all those years until I get my inheritance.

And when I get it I'd be unencumbered and be able to start my own business I've been
thinking about and rack in some serious dough. :wink:

I'm moving the hell outta here :lol::naughty:


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InvisibleDeadkndys420
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Re: Purchasing a home [Re: m00nshine]
    #768182 - 02/02/15 04:19 PM (9 years, 1 month ago)

The main reason I would build my own is you can design it the way you want it.

but if you suck at constitution then obviously this would not be.for you.

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Invisiblem00nshine
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Re: Purchasing a home [Re: Deadkndys420]
    #768184 - 02/02/15 04:22 PM (9 years, 1 month ago)

Yeah, I apologize 420, I meant to reply and inform you that I do not know shit about home repair
and DIY projects, nevermind building a dwelling / home. :lol:

I can work on the car and on the computer, that's about it.


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Invisibledrawde
Registered: 11/15/09
Posts: 5,268
Re: Purchasing a home [Re: m00nshine]
    #768203 - 02/02/15 05:23 PM (9 years, 1 month ago)

Quote:

m00nshine said:
Why? Shoddy construction?




Generally yes


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King Koopa said:
The amount of pot that Gask smokes is equivalent to a guy shooting heroin on weekends

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Invisiblem00nshine
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Registered: 02/12/09
Posts: 3,148
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Re: Purchasing a home [Re: drawde]
    #768207 - 02/02/15 06:03 PM (9 years, 1 month ago)

I've heard that it's hard to do construction on manufactured homes and
that finding furnishes like cabinets and sinks can be difficult.

I definitely don't want a condo. On top of the fees, I don't like the idea
of joint ownership of the building. What would happen during a disaster?
Insurance pay out?

Idk I just like the mobile idea because I'd be happy there.
That's what ultimately matters but I hope someone can post and let us
know which would appreciate in value. I know the manufactured home won't,
but I've lived in one with a woman who owned it and it was cozy and homey.


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Invisibledrawde
Registered: 11/15/09
Posts: 5,268
Re: Purchasing a home [Re: m00nshine]
    #768208 - 02/02/15 06:18 PM (9 years, 1 month ago)

So you mean a trailer?
I presumed you meant a pre-fab house.


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King Koopa said:
The amount of pot that Gask smokes is equivalent to a guy shooting heroin on weekends

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Invisiblem00nshine
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Registered: 02/12/09
Posts: 3,148
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Re: Purchasing a home [Re: drawde]
    #768209 - 02/02/15 06:23 PM (9 years, 1 month ago)

Ideally a manufactured one with a foundation.
I still have a lot of research to do, but that's what
I'm leaning towards.


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OfflineCosmicFool
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Re: Purchasing a home [Re: m00nshine]
    #768280 - 02/03/15 04:37 PM (9 years, 1 month ago)

you can definitely get a house for 100k
I don't know what's in your area but they are out there


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Invisiblem00nshine
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Re: Purchasing a home [Re: CosmicFool]
    #768299 - 02/03/15 08:06 PM (9 years, 1 month ago)

The lowest I can find, without going through an agent, looks to be
around ~130K. Now, that's all fine and well except all of the
listings are sold "as is."

No thanks, lol. I want something I can live in comfortably right off the bat.
I'm not handy in construction and I really don't find it wise to purchase
something that may have a major flaw. I'm not willing to take that chance.


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InvisibleP-O


Registered: 10/08/11
Posts: 17,891
Re: Purchasing a home [Re: m00nshine]
    #768362 - 02/04/15 03:21 PM (9 years, 1 month ago)

congrats


I just rented a huge 5 bed house.... I dont even have the net here yet, im stealing my neighbors wifi currently


Im hoping to sell my house in march.  I paid 57k for it... put about 30-40k in renos.... gonna ask for 160k .


I should have no problem selling.... it comes with an a shit load of land, two massive decks, a HUGE fenced in yard, garden, new bathroom, new kitchen, and new hardwood floors, new drywall, and lots more.



Basically this place was a dump when i bought it.... every month id start a new project.  Home renos are super easy.  The return on fixing up a house is amazing!!  if i were you id buy a fixer upper!!!


My house is PAID OFF... so ill prob get 140k for it, ill put it towards a bigger fixer upper and hopefully flip that in 5yrs or so :pimp3:

Edited by P-O (02/04/15 03:37 PM)

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InvisibleP-O


Registered: 10/08/11
Posts: 17,891
Re: Purchasing a home [Re: P-O]
    #768366 - 02/04/15 03:55 PM (9 years, 1 month ago)

I might even buy some land for like 25-40k, and build brand new...

My dad runs a huge concert company(basement), my friend is a level 3 carpenter(build it), i know a good electrician too(hydro), and im almost a level 2 tin basher.... so I can pretty much can do all the tin bashing and instal the heater/AC myself.

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Invisiblem00nshine
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Registered: 02/12/09
Posts: 3,148
Loc: INEUPHORIA
Re: Purchasing a home [Re: P-O]
    #768371 - 02/04/15 05:20 PM (9 years, 1 month ago)

Dude that's awesome, I wish I had those building skills.

Unfortunately I'm merely a level 2 mage.

:smilingpuppy:


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OfflineCosmicFool
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Re: Purchasing a home [Re: m00nshine]
    #768383 - 02/04/15 06:06 PM (9 years, 1 month ago)

my house was 100k when I bought it
there is always work to do when you own a house
but property is one thing that doesn't depreciate in value

once I pay off this one I'll buy another and rent out this one
and use all that rent money to pay off the 2nd one


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Invisibledrawde
Registered: 11/15/09
Posts: 5,268
Re: Purchasing a home [Re: CosmicFool] * 2
    #768389 - 02/04/15 06:37 PM (9 years, 1 month ago)

Unless you purchased a home in the U.S. in 2007 lol


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King Koopa said:
The amount of pot that Gask smokes is equivalent to a guy shooting heroin on weekends

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