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Invisiblestill beLIEve
State Property..Again
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Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
ATTN poor college students
    #126548 - 09/29/08 04:16 PM (8 years, 2 months ago)

how do you pay for it???? how much does financial aid & the pell grand pick up? i know it differs from person to person, but if im 19 and claim myself as a dependent then it should help out a good bit right? do they pay for a portion of the books? and does anyone know any other grants or things of that nature that will help pick up the cost.

any help would be much appreciated, thanks!


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niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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InvisibleToiletduk
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Registered: 04/20/08
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Loc: Earthfarm 1
Re: ATTN poor college students [Re: still beLIEve]
    #126553 - 09/29/08 04:24 PM (8 years, 2 months ago)

If you declare yourself as a dependant, they'll base the amount of FA on how much your parents make. So it may be better if you can declare yourself independent. Sorry I don't have much more than that to tell you. It's been a while for me.


--------------------


Edited by Toiletduk (09/29/08 04:30 PM)


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InvisibleRoxum
Fulltime Doubter


Registered: 05/02/08
Posts: 1,624
Re: ATTN poor college students [Re: still beLIEve]
    #126555 - 09/29/08 04:28 PM (8 years, 2 months ago)

When you do the FAFSA, you get the Stanford Loan and Pell Grant.  Those go directly to your school and any surplus is sent to you as a check.  Those two are based on need.  There're all sorts of scholarship website and such out there, you just have to look.

That whole thing toiletduk brought up happened to me with financial aid and I didn't qualify for the Pell grant.  My income and my parent's combined was too high :sad:


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Invisiblebananatelephone
MarijuAnna♫
Registered: 05/18/08
Posts: 5,111
Re: ATTN poor college students [Re: still beLIEve]
    #126556 - 09/29/08 04:32 PM (8 years, 2 months ago)

Well my full tuition was a little over 5,000 this year. I payed using parents savings, my money from Foodland, and from entrance scholarships.


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Invisiblestill beLIEve
State Property..Again
Male

Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
Re: ATTN poor college students [Re: Roxum]
    #126558 - 09/29/08 04:41 PM (8 years, 2 months ago)

i didnt mean claim myself as a dependent, im sorry. i meant claim myself as an INDEPENDENT. so im guessing i should get decent funding from the pell grant.

roxum - what is the stanford loan? and when you fill out your FAFSA does it automatically see if you are elligible for the pell/stanford loan?

anna - unfortunatly my parents will not be helping me, and i have no saved money, or scholarships.


--------------------
niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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OfflinePicklez
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Re: ATTN poor college students [Re: still beLIEve]
    #126559 - 09/29/08 04:41 PM (8 years, 2 months ago)

If you are 19 you wont be able to file a FAFSA as an independent. Im 21 in 2 months, lived on my own since 17 and they wouldnt accept an independent FAFSA.

That said, I am still going to college nearly 100% free. I only had to take out 3,000$ in loans for the entire school year. That includes, meal plan (required), room and board, and tuition. Not a bad deal to get an education.

I will probably end up paying about 10% of the cost of someone without financial assistance.


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OfflinePicklez
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Re: ATTN poor college students [Re: still beLIEve]
    #126561 - 09/29/08 04:44 PM (8 years, 2 months ago)

2 types of stafford loan. subsidized and unsubsidized. subsidized you have to qualify based on financial need and you dont repay until after you graduate, with no interest build up


unsubsidized anyone can get, but they gain interest while you are in school.

Pell Grant is 100% based on financial need, but they are 1st come first serve and there are cap limits. You want to file a FAFSA as soon as you can file your taxes.


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Invisiblebananatelephone
MarijuAnna♫
Registered: 05/18/08
Posts: 5,111
Re: ATTN poor college students [Re: still beLIEve]
    #126562 - 09/29/08 04:45 PM (8 years, 2 months ago)

Well the Canadian system is a bit different, and we have OSAP, were they give out money if you apply and claim that your household does not make sufficient funds...they give out those student loans.


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Invisiblestill beLIEve
State Property..Again
Male

Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
Re: ATTN poor college students [Re: bananatelephone]
    #126564 - 09/29/08 04:50 PM (8 years, 2 months ago)

KP - are you sure? i mean, i guess you are cuz you went through it. but it doesnt seem right. i only have one parent, and ive been living/supporting myself since i was 17 and i cant claim myself as independent? thats fucked.

either way my mom is a teacher raising two children, so im sure it will still be fine.

i dont need room/board. or a meal plan. as i live with some friends, and will just be attending community college. but i do need tuition picked up, and books would be nice.

so any extra just gets sent to me? that would be nice... it could pay for the 40$/month marta passes to get around the city. or a new bike to get around the city...


anna - yeah, those are the kinds of loans i need. we got them here too, i just gotta hurry up and apply. deadline for january is november!


--------------------
niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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Offlinesaltatory
Registered: 04/20/08
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Re: ATTN poor college students [Re: bananatelephone]
    #126565 - 09/29/08 04:50 PM (8 years, 2 months ago)

also, depending on your school, you can get merit-based scholarships. if you did well in high school or on the dean's list, they'll throw you some dough. i know this happens much more frequently at small liberal arts schools compared to big state schools.


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Invisiblestill beLIEve
State Property..Again
Male

Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
Re: ATTN poor college students [Re: saltatory]
    #126566 - 09/29/08 04:52 PM (8 years, 2 months ago)

i wont get any merit based scholorships. im getting into a community college with a GED, im just gonna bank on getting low income loans lol


--------------------
niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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OfflinePicklez
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Re: ATTN poor college students [Re: still beLIEve]
    #126567 - 09/29/08 04:53 PM (8 years, 2 months ago)

I am 90% sure. FAFSA requirements to be independent are incredible, I think you have to be 24 years old or older. I too have filed taxes as an independent with no parental financial support.

You should get more than enough to go to community college completely free. FAFSA got the university and gov't to combine to pick up 16,000$ of my education this year alone.

If I had somewhere to live, I would go 100% free with no loans and end up with 3,000$ cash in my pocket each semester just for going to school

Also, you get more money the further you go in school. its like an investment in you.


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Invisiblestill beLIEve
State Property..Again
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Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
Re: ATTN poor college students [Re: Picklez]
    #126572 - 09/29/08 05:05 PM (8 years, 2 months ago)

sweet. the college i want to go to has a program where if you go 30 hours and maintain a 3.0 GPA then you automatically get accepted to georgia state. which is the college i :heart:

i need to get on this. thanks for the help KP.


--------------------
niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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OfflinePicklez
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Re: ATTN poor college students [Re: still beLIEve]
    #126577 - 09/29/08 05:21 PM (8 years, 2 months ago)

Anytime man, I was in your shoes not just a couple of months ago. Get on your shit and you will be good. Shoot me a PM if you have any other little questions.


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Offlineyellownotepad
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Re: ATTN poor college students [Re: Picklez]
    #126743 - 09/30/08 12:44 AM (8 years, 2 months ago)

man im so barely scraping by, im not going to school right now.  i wanna get my fafsa stuff all in line.  its so shitty the requirements for being independant on fafsa.  i cant get jackshit from my parents except advice and a dinner from time to time, and i still have to go on my dad's income.  he claimed 38 or 48k last year, how m uch do you guys think i can get?  my dream is to be able to just share a small apt and go to CC and not have to work but idk how much i can get....


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OfflinePicklez
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Re: ATTN poor college students [Re: yellownotepad]
    #126744 - 09/30/08 12:46 AM (8 years, 2 months ago)

38-48k would probably be considered middle class at least in my eyes. My mom only made 8k last year so I got crazy help. I almost made more than her :crazy2:


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Invisiblestill beLIEve
State Property..Again
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Registered: 04/20/08
Posts: 17,167
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Re: ATTN poor college students [Re: Picklez]
    #126749 - 09/30/08 01:01 AM (8 years, 2 months ago)

my mother made like 30-32k. so i think ill be pretty good. i think its bullshit the requirements to be independent though. my mom does not help me with a damn thing, and it should be reflected like that.


--------------------
niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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Offlineyellownotepad
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Re: ATTN poor college students [Re: still beLIEve]
    #126751 - 09/30/08 01:08 AM (8 years, 2 months ago)

im just trying to figure out if its even realistic to think i could just stop working while i go to school based on aid / grants.  i pay about 500 a month in rent right now, so that + school stuff.


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OfflinePicklez
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Re: ATTN poor college students [Re: still beLIEve]
    #126752 - 09/30/08 01:09 AM (8 years, 2 months ago)

Quote:

still beLIEve said:
my mother made like 30-32k. so i think ill be pretty good. i think its bullshit the requirements to be independent though. my mom does not help me with a damn thing, and it should be reflected like that.




Amen

but then again im not sure of any 18-24 year olds who are making enough to afford college. So it kind of has to be based on your parents. Its an investment


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