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niteowl said:
I recently was approved for disability (due to the bi-polar disorder) but I won't be eligible for Medicare/caid for 2 years. So I'm in a pickle till then.

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SmOakland said:

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niteowl said:

Insurance and Pharm companies are the biggest problem with the industry at the moment.

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This is true.  Pharm companies pull some bullshit.  I support them as little as possible.  I disagree when you suggest that some doctors are "looking for ways to milk them outta their cash".

But enough argument about that. I wanna hear some solutions.

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I offered some solutions.

And there are many doctors that work for insurance companies
that do look for ways to prevent you from getting the help you need

A doctor should be paid based on the overall health of his patients
as it is now they are rewarded for keeping their patients on pills

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usg543 said:
fuck governments

fuck socialized health care

free markets brah

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That's part of the problem now

Every nation that has national health care has BETTER overall health than the U.S.
any nation that bankrupts it citizens because of hospital bills has a problem

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niteowl said:

1) All drugs approved by the FDA are patented. This allows them to charge what ever they want. Using R&D expenses as their excuse to keep these drugs at an unreasonable price. Allow patents to last for 5 years. Then the generic companies can produce it. If a drug is made that has more than one use then they can amend their patent for the new illness. When Wellbutrin first came out it was used as an anti-depressant. Allow them to have the name brand status when it is used for depression. After 5 years it goes to the generic form. When they discover that it also helps you quit smoking. Call it something different and allow a 5 year name brand tag on it for stopping smoking.

No advertising their wares in the media. Send information packets to the Doctors, and let them decide what drugs to be prescribed. Pharm companies can not give gifts of any kind to Doctors.

They can not spend money on politics.

2) Insurance companies have to cover anyone who applies, regardless of any pre-existing condition and they can't drop you. Yearly preventative visits to a Dr should be mandatory. No procedures will be denied. A second opinion can be sought, by an independent Dr, if desired.

They can not spend money on politics.

3) Prescription drug plans. If a drug has been approved by the FDA and the Dr says a patient needs it they get it. No questions asked. If it is a new 'Name Brand Drug' then they have to pay $20-50 for it, while generics go for $5-10.

4) Employers can not fire a person for missing 'too many days'. If they are under a Drs care and he deems it necessary for them to be off for a week, the employer can not hold it against the employee.

5) Doctors have to focus only on what is best for their patients. Let the people decide what doctors give the best care. The option for terminally ill patients to allow themselves a dignified suicide should be allowed.

6) A non-profit insurance company needs to be set up for those people who do not have insurance through their job. This will actually give the for-profit companies some competition.

7) People need to take a more active roll in staying healthy.

I know that this is not a perfect plan, but I do believe that it is a step in the right direction.

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switchy85 said:
usg543: I can't wait until one of those 47 million uninsured Americans gets some crazy disease that they won't get treated (for obvious reasons) and then we all fucking die. That's right: DIE.

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one can only hope it's you.

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usg543 said:
1) if there's no profit incentive, those drugs would never be created. there are huge R&D costs associated with making drugs.

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Do you understand what profit is?
Profit is the money made after R&D, salaries and overhead expenses

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4) once again you are retarded. that's limiting freedom and flexibility. why do you think our economy is in such shambles? look at what a great job unions did for the auto-industry. take a basic business class.

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How is allowing a person time off for an illness limiting freedom, talk about a fucking retard.
And WTF does a union have to do with giving a person ample sick leave if they are injured

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5) that's what we have already. if you think your doctor is doing it for other reasons, go see another doctor. you pick your own doctor and that doctor says what the best treatment is for you. under obama's plans he limits doctors on what procedures and medications they can prescribe.

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Yea, your a fucking idiot

Many people do NOT have the option
to go to the doctor of their choice
That is part of the problem now fool

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niteowl said:

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usg543 said:
1) if there's no profit incentive, those drugs would never be created. there are huge R&D costs associated with making drugs.

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Do you understand what profit is?
Profit is the money made after R&D, salaries and overhead expenses :flowstone

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i understand profit. i have a bachelors of science in business administration. there's a little something called risk vs return. R&D requires huge investments and big sunk costs. you think they are gonna make the drugs for nothing??? or to just break even?? hell no. good luck finding capital for that. that money could make more having it sit in the bank if you remove profit (time value of money). and if profit was removed or limited, it would slow down or even stop the creation and testing of new drugs. you also said charge $5 a script... what if the drugs cost more than that? you except them to eat the loss? what company would do that? end up like the auto industry and have the government bail them out and make the taxpayers foot the bill? because we all know how efficient the government is... 

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niteowl said:

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4) once again you are retarded. that's limiting freedom and flexibility. why do you think our economy is in such shambles? look at what a great job unions did for the auto-industry. take a basic business class.

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How is allowing a person time off for an illness limiting freedom, talk about a fucking retard.
And WTF does a union have to do with giving a person ample sick leave if they are injured

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5) that's what we have already. if you think your doctor is doing it for other reasons, go see another doctor. you pick your own doctor and that doctor says what the best treatment is for you. under obama's plans he limits doctors on what procedures and medications they can prescribe.

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Yea, your a fucking idiot

Many people do NOT have the option
to go to the doctor of their choice
That is part of the problem now fool

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i've never been to a doctor i didn't want to see. no one has ever told me i have to go to THIS doctor. now doctors don't accept all types of insurance. if you wanna go do one that's not on your insurance, pay it out of pocket or get new fucking insurance. how hard is that??


oh and just so you know, i don't have insurance, i don't go to the doctor because it costs money (just free ones), but i have no problem with this. i can support myself i don't need a handout from the government. stop being a lazy bum and stop asking for handouts.