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Offlineyellownotepad
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Registered: 06/22/08
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i think i need to start just dealing in cash
    #126961 - 09/30/08 01:52 PM (8 years, 2 months ago)

sooo many times banks doing tricky stuff with changing the order of transactions in a day to make overdrafts that arent there, or make an overdraft when the actual time order wouldnt have.  i just found out my bank has me negative $257, and of that, only $21 is actual overdraft.  you know how? because of a handful of atm fees, and for some reason the atm fee gets charged 3 days after the cash withdrawl as a separate transaction.  what the fuck??!

and to make matters even worse, i'm $100 short on rent because i had mono and missed a bunch of work.  now I cant deposit my paycheck or $257 of it will disappear to the bank.  this sucks so much.  :frown:


Edited by yellownotepad (09/30/08 01:54 PM)


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InvisibleGetTheFuckOut
Long Gone.
 User Gallery Arcade Champion: BMX Tricks

Registered: 04/22/08
Posts: 8,388
Re: i think i need to start just dealing in cash [Re: yellownotepad]
    #126964 - 09/30/08 01:55 PM (8 years, 2 months ago)

sucks dude


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Let the faggots have it all.  Keep the shit.


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Offlinehighasfuck
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Registered: 04/20/08
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
    #126967 - 09/30/08 01:58 PM (8 years, 2 months ago)

banks are so fucked up right now.


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Offlineyellownotepad
Pharmaceutical Agriculturalist
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Registered: 06/22/08
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Re: i think i need to start just dealing in cash [Re: highasfuck]
    #126971 - 09/30/08 02:00 PM (8 years, 2 months ago)

so if ithappens that my bank is also the issuing bank for my paychecks, and i go to a branch and just say i dont have an account and try to cash the check so that they dont take any of it (and pay if they charge a fee to cash one of their own checks) do you think they will know i have an account?  i have to pay the rent man i cant be $357 short, im already fuckin broke!


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Invisiblestill beLIEve
State Property..Again
Male

Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
Re: i think i need to start just dealing in cash [Re: highasfuck]
    #126972 - 09/30/08 02:00 PM (8 years, 2 months ago)

call your bank and talk to a manager

i was in the same position (over 300$ in fees through overdraft)

my bank took care of them all and saved me over 300$


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niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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InvisibleManInTheCorner
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Re: i think i need to start just dealing in cash *DELETED* [Re: highasfuck]
    #126973 - 09/30/08 02:01 PM (8 years, 2 months ago)

Post deleted by ManInTheCorner

Reason for deletion: ds8f9u



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Offlinehighasfuck
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Re: i think i need to start just dealing in cash [Re: ManInTheCorner]
    #126975 - 09/30/08 02:02 PM (8 years, 2 months ago)

lol. i have wa mu.


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Invisiblestill beLIEve
State Property..Again
Male

Registered: 04/20/08
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Loc: a world thats not my own
Re: i think i need to start just dealing in cash [Re: highasfuck]
    #126979 - 09/30/08 02:11 PM (8 years, 2 months ago)

i had wachovia and they were bought out.....go citi!


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niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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InvisibleSativus
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Re: i think i need to start just dealing in cash [Re: highasfuck]
    #126980 - 09/30/08 02:13 PM (8 years, 2 months ago)

Didn't WaMu just crash, get bought by the gov, then sold to JPMorgan at a bargain price?


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Bufotenin
PiHKAL|TiHKAL|PCPiHKAL
Rhodium|Wetdreams|Synthetikal
DMT Extraction Overview|Jungle Spice
I Discovered the Oakridge Strain


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Offlineyellownotepad
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
    #126981 - 09/30/08 02:15 PM (8 years, 2 months ago)

well i had a similar problem a while back with BofA where they charged me overdrafts for pending charges, and i went in and talked to the manager. i had a fat check in my hand to cover the PENDING charges but he wouldnt reverse like $300 of overdrafts for PENDING charges that hadnt even posted yet.  so i left and never came back.  dont go to bank of america, even if you go in before a pending charge clears with a deposit to cover it, they will charge you an overdraft fee. 

so you go buy groceries and you have $20 in your account, get $30 of stuff, you charge it as credit on your debit card.  charge is pending, next day you go to the bank to deposit $20 more into the account.  too bad, they already have you overdrafted and dont care whether you cover it before it clears THIS MAKES ME SO ANGRY


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Offlinehighasfuck
The last samuri
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Registered: 04/20/08
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Re: i think i need to start just dealing in cash [Re: Sativus]
    #126988 - 09/30/08 02:28 PM (8 years, 2 months ago)

Quote:

Sativus said:
Didn't WaMu just crash, get bought by the gov, then sold to JPMorgan at a bargain price?


yuppppp. JPbought it for just 1.5 billion if im correct.


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Invisiblestill beLIEve
State Property..Again
Male

Registered: 04/20/08
Posts: 17,167
Loc: a world thats not my own
Re: i think i need to start just dealing in cash [Re: highasfuck]
    #126993 - 09/30/08 02:33 PM (8 years, 2 months ago)

so chase/wamu are merged (or owned by the same company) and citi/wachovia is the same?

maybe their combined forces will be enough...


--------------------
niteowl said:
See, that term pedo gets thrown around a lot.
Is a 16 year old guy having sex w/a 16 year old girl a pedophile?
If not, then how is a 30 year old considered a pedophile for doing the same thing?
I think y'all need to look up the definition for pedophile.


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InvisibleHefe

Registered: 04/21/08
Posts: 1,623
Re: i think i need to start just dealing in cash [Re: yellownotepad]
    #127022 - 09/30/08 04:32 PM (8 years, 2 months ago)

Bank of America does this shit ALL the FUCKING time. Overdraft charges have been increased from $30 to $35. What sort of bullshit is that?

And you're definitely right about transactions going through later than they should just so you overdraft. Fuckin' thieves.


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OfflineTHEBats
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Registered: 04/20/08
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Re: i think i need to start just dealing in cash [Re: Hefe]
    #127031 - 09/30/08 05:18 PM (8 years, 2 months ago)

yea wachovia fucked me over because I deposited my check after 2 pm which means it doesn't actually show up till the following business day. couple food purchases and my check was gone.  :mad2:


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kickin-two-hundo said:
you know what i did in english class? I came to class stoned out of my mind every day, i chugged vodka in the back of class, i put dead fish in the ceiling tiles. i put a gallon of old milk and orange juice in the file cabinet before winter vacation. i brought snakes in a tied up sweater and let them loose during class. i didnt go to school to learn, i went because i had to. i didnt care, and i didn't fucking listen to that stupid bitch. and i still don't fucking care. i tore the pages out of her books and burned them, and threw away all the books in the class, two books per day.  :twobooks:


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Invisiblemel_lonta_tauda
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Re: i think i need to start just dealing in cash [Re: THEBats]
    #127036 - 09/30/08 05:21 PM (8 years, 2 months ago)

banks make me sick.  what ever happened to money tucked away in a shoebox and into the closet.  ...or under a floorboard :shrug:


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InvisibleYasi
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Re: i think i need to start just dealing in cash [Re: mel_lonta_tauda]
    #127037 - 09/30/08 05:23 PM (8 years, 2 months ago)

What happens in a fire?


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Wild Seeds (again)
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OfflineTHEBats
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Re: i think i need to start just dealing in cash [Re: Yasi]
    #127038 - 09/30/08 05:23 PM (8 years, 2 months ago)

Quote:

Yasi said:
What happens in a fire?




that's why u get a fire proof safe.


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kickin-two-hundo said:
you know what i did in english class? I came to class stoned out of my mind every day, i chugged vodka in the back of class, i put dead fish in the ceiling tiles. i put a gallon of old milk and orange juice in the file cabinet before winter vacation. i brought snakes in a tied up sweater and let them loose during class. i didnt go to school to learn, i went because i had to. i didnt care, and i didn't fucking listen to that stupid bitch. and i still don't fucking care. i tore the pages out of her books and burned them, and threw away all the books in the class, two books per day.  :twobooks:


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Invisiblemel_lonta_tauda
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Re: i think i need to start just dealing in cash [Re: Yasi]
    #127042 - 09/30/08 05:25 PM (8 years, 2 months ago)

Quote:

Yasi said:
What happens in a fire?



that's right :shocked::shake: 

then burn along with it :onfire:


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InvisibleToiletduk
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Registered: 04/20/08
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Re: i think i need to start just dealing in cash [Re: yellownotepad]
    #127071 - 09/30/08 06:42 PM (8 years, 2 months ago)

Quote:

yellownotepad said:
and to make matters even worse, i'm $100 short on rent because i had mono and missed a bunch of work.  now I cant deposit my paycheck or $257 of it will disappear to the bank.  this sucks so much.  :frown:





Go to the bank the check is issued on and get cash. I've had this happen many times.


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